Viktor Property

Frequently Asked Questions

Quick answers to the most common questions about buying property and living in Turkey. For detailed information, explore our comprehensive guides.

Buying Property

The process is straightforward and typically takes 4–8 weeks. It involves signing a purchase agreement, obtaining a tax number, applying for military clearance, and transferring the title deed (TAPU) at the Land Registry Office. Your agent handles most of the paperwork.

No. You only need to be present for the TAPU transfer at the Land Registry Office. If preferred, you can grant a power of attorney to your agent or lawyer to handle even this step on your behalf.

TAPU is the official title deed issued by the Turkish Land Registry Office (Tapu ve Kadastro). It's the definitive proof of property ownership in Turkey — similar to a property deed in European countries.

No, it's entirely optional. A power of attorney simply allows your representative to act on your behalf so you don't have to be present at every government office. Many buyers prefer to be present for the TAPU transfer and only use POA for preliminary steps.

Typically 4–8 weeks from signing the purchase agreement to receiving your TAPU. The main variable is the military clearance check, which takes 1–4 weeks. If all paperwork is in order, it can be faster.

Costs & Fees

Expect approximately 5–8% of the property value in additional costs. This includes title deed tax (4%), translator fee, registration fee, and utility connections. For a EUR 150,000 property, that's roughly EUR 7,500–12,000 in total fees.

The title deed tax (Tapu Harci) is 4% of the declared property value. Officially it's split 2% buyer and 2% seller, but in practice the buyer typically pays the full amount.

The Iskan (habitation permit) starts from approximately 350 EUR and varies based on property size and location. It's only required for newly built properties — resale properties should already have one.

New electricity connection costs approximately 100 EUR, water approximately 60 EUR. For resale properties, name transfers are cheaper: electricity ~60 EUR, water ~30 EUR. These are one-time costs.

No. Reputable agencies are transparent about all costs. The fees listed in our buying costs guide cover everything you'll encounter. If anyone quotes additional 'processing fees' not covered there, ask for clarification.

Legal Process

Military clearance is a standard check by the Turkish military to confirm your property isn't in a restricted zone. It's required for all foreign buyers and is handled entirely by the Land Registry Office — you don't need to do anything yourself. It typically takes 1–4 weeks.

Visit any local tax office (Vergi Dairesi) with your passport. The process takes 15–30 minutes and is free. You'll need this number for the property transaction and to open a bank account.

Yes. The TAPU system provides strong legal protection for property owners, including foreign buyers. Your title deed is registered with the government and gives you full ownership rights, including the right to sell, rent, or pass the property to heirs.

Most residential and commercial properties are available to foreign buyers. Restrictions apply mainly to properties in military zones and agricultural land. Citizens of most countries can purchase freely — your agent will verify any specific restrictions.

You'll need: a valid passport, a Turkish tax number (obtained locally), passport-sized photos, and proof of funds. If buying with a mortgage, you'll also need bank approval documentation.

Living in Turkey

For a typical 2-bedroom apartment in Alanya, expect approximately 1,500–3,500 EUR per year including property tax, utilities, building maintenance (aidat), and insurance. This is significantly less than comparable costs in most European countries.

Very affordable. Electricity costs approximately 0.06–0.10 EUR/kWh, water approximately 0.30–0.50 EUR/m³. A typical apartment's monthly utilities (electricity, water, gas, internet) run 50–120 EUR depending on the season.

Aidat is a monthly building maintenance fee covering shared expenses like security, garden maintenance, pool upkeep, and common area cleaning. It ranges from 30 EUR/month for basic complexes to 250 EUR/month for luxury resort-style developments.

DASK (compulsory earthquake insurance) is mandatory and costs 50–150 EUR/year. Comprehensive home insurance (covering fire, theft, natural disasters) is optional but recommended, costing 200–500 EUR/year depending on coverage.

Open a Turkish bank account (requires passport, tax number, and TAPU copy), then set up direct debits for electricity, water, internet, and aidat. Most banks offer online banking in English.

Citizenship

Yes. Purchasing property valued at $400,000 USD or more qualifies you for Turkish citizenship by investment. The property must be held for at least 3 years and purchased from a Turkish citizen or company.

The minimum property investment is $400,000 USD. This can be a single property or multiple properties totaling the threshold. The value is verified by an official government appraisal.

You'll need a short-term residence permit as part of the citizenship application process, but it's obtained concurrently — you don't need to have lived in Turkey for years first.

Turkish citizenship offers visa-free or visa-on-arrival access to 110+ countries, E-2 Treaty investor visa eligibility for the USA, access to Turkey's healthcare and education systems, and the right to live and work freely in Turkey. Turkey also allows dual citizenship.

Turkey offers a compelling investment case: affordable entry prices (from EUR 80,000), strong rental demand in tourist areas (5–8% yields), favorable exchange rates for foreign buyers, and continuous infrastructure development supporting property values.

Need Help Getting Started?

Talk to Our Team

Talk to Our Team